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Before traveling, you should notify the banks with which you have credit or ATM cards that you will be going out of the country. You can contact your bank by phone; some banks notify them of your travel plans online. Let’s learn how to set travel notice on the bank of America app.
Luckily, Bank of America has a form online for notifications related to your traveling. The form also allows you to notify Bank of America when visiting another state in the United States. It doesn’t hurt to fill out the form if you’ll be charging a lot of things on your credit card.
If you intend to use your Bank of America debit card while traveling out of town, out of state, or out of the country, you should set up a travel alert. When your bank detects any suspicious activity on your account, it will send you a notification or an email.
Bank of America allows you to set a travel notice online, via the mobile app, or by calling (800) 432-1000. According to Bank of America, a travel notice can be set no more than 60 days before departure and can last up to 90 days from the first day of your trip. You can only have one travel notice active at any given time.
How to Set Travel Notice on Bank of America App
Open the bank of America app
Log in to your account first.
Select travel notifications
Navigate to the “Help & Support” tab. From the drop-down menu, select “Set Travel Notice.”
Edit your travel dates and set your departure date
Fill out and submit the Travel Notification Form. Enter all the destination(s) that you plan to visit, traveling dates, phone number(s), and all the card(s) with you as you fill out the travel notification form.
Set your radius for travel notifications
You will get to set the radius for travel notifications, set.
Select the account you need notifications for
Then click on the account that you wish to receive notifications for.
Confirm your accounts and dates selected
After that, confirm your details, like accounts and dates.
Review your travel notifications and departure date set
Double-check your details for travel notifications and departure date set.
Save your changes and set a departure date reminder
Finally, save all the changes and set a departure date reminder.
You are not required to send a travel notice to Bank of America. You can take several steps to make using your debit card more convenient.
First and foremost, I recommend Locations be enabled. With this feature, the Bank of America app will track your location, which should mean that your debit card spending will not be flagged as suspicious. The BoA app will prompt you to enable location services to use the mobile banking app. That way, the bank will be alerted if the app detects you in one city, but your card is used in another.
This tracking system is presented to reduce card declines; BoA will check your location at least once daily to ensure you’re close to your Visa card when it’s being used.
However, suppose you are not comfortable with the bank always tracking you. You can opt-out by turning off the “Verify Your Visa Card Is with You” option in the Bank of America app’s Visa Card Location settings. You can also choose to deny BoA access to your location by opting for “never” and limiting it to “only when you open the app” as well.
Secondly, you should set up mobile alerts for suspicious activity if you haven’t already.
With the Bank of America app, you can do the following:
- Start the app on your phone.
- Access your Bank of America account.
- Select the Menu option on the Accounts page.
- Select Alerts once you’ve reached the menu.
- Select Settings from the Alerts menu.
- Select Security from the Settings menu.
- Make sure that “Unusual debit card security” and other security alerts are enabled in the Security Alerts menu.
Frequently Asked Questions
When Should You Let Bank of America Know About Your Travel Plans?
A travel notice can be set no more than 60 days before departure and can last for up to 90 days from the first day of your trip, according to BofA. Furthermore, you can only have one travel notice set at a time.
Do I need to notify Bank of America about my trip?
Bank of America allows you to set an online notice, but it is not required. You only need to ensure that your bank has your email address and mobile phone number so that you can be reached if suspicious activity is detected while you’re away.
When should you notify your bank that you will be traveling?
Lindsey Bell, Ally’s chief markets and money strategist suggests calling your bank before leaving on vacation, especially if you’re going to another country. If you don’t call your bank ahead of time, your debit card might not work.
Is Bank of America still sending out travel notices?
Due to ongoing security efforts that include monitoring your accounts and sending automatic alerts to your phone or email if suspicious activity is detected, Bank of America no longer requests that customers set travel notifications.
How does the Bank of America Travel Center function?
When you book travel through the Bank of America Travel Center, you will earn 3 points per dollar on whatever you buy through the Bank of America® Travel Center. Receive an indefinite 1.5 points for every $dollar invested on all items purchased, regardless of amount, anywhere, at any time.
It is unnecessary to set a travel notice on the Bank of America app now, but if you want to, it is easy. All you have to do is follow some simple steps.
I am Lavinia by name, and a financial expert with a degree in finance from the University of Chicago. In my blog, I help people to educate by making wise choices regarding personal investment, basic banking, credit and debit card, business education, real estate, insurance, expenditures, etc.